The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), commonly known as the Ayushman Card, is a flagship health scheme launched by the Government of India to provide health insurance coverage to economically vulnerable families. With an aim to alleviate healthcare expenses, the scheme offers insurance coverage of up to INR 5 lakh per family annually. Here, we will cover everything you need to know about the Ayushman Card Beneficiary List 2024, including how to check your eligibility, the benefits of the card, and steps to enroll in the scheme.
1. What is Ayushman Bharat Yojana?
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is a government-sponsored health insurance program introduced to cover vulnerable families and individuals under the poverty line. By providing cashless treatment at both public and empaneled private hospitals, this scheme helps low-income families access quality healthcare without financial burden.
The program, launched in 2018, aims to reduce out-of-pocket expenses for hospitalizations. It covers treatments for various ailments, including secondary and tertiary care, making it one of the largest healthcare initiatives in the world.
2. Key Benefits of Ayushman Bharat Card
The Ayushman Bharat Card offers numerous benefits for enrolled individuals and families. Here are some of the major highlights:
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- Cashless and Paperless Treatment: The cardholder and their family can avail cashless treatment at empaneled hospitals across India.
- Coverage Up to INR 5 Lakh: Beneficiaries are covered up to INR 5 lakh per year for family healthcare.
- Wide Range of Treatments Covered: It includes almost all critical and major surgeries, cancer treatments, and tertiary and secondary healthcare services.
- No Age Restriction: There are no age or family size restrictions, making the scheme inclusive.
- Access to Top Hospitals: Cardholders can seek treatment at both government and private hospitals empaneled with the scheme.
These benefits make the Ayushman Bharat Card a vital resource for families struggling to meet medical expenses, ensuring affordable healthcare.
3. Who is Eligible for Ayushman Bharat Yojana?
To avail the benefits of Ayushman Bharat Yojana, certain eligibility criteria have been established based on the Socio-Economic and Caste Census (SECC) 2011 data. Here’s a quick guide to eligibility:
Rural Beneficiaries
- Families with no earning adult member between 16-59 years.
- Households belonging to Scheduled Castes and Scheduled Tribes.
- Families with disabled members and no able-bodied adult member.
- Landless households who earn a major part of their income through manual labor.
Urban Beneficiaries
- People working in unorganized labor sectors, such as domestic workers, street vendors, construction workers, and sanitation workers.
- Families without proper housing or those living in single-room houses with no solid walls or roofs.
Other Criteria
- Registered on SECC Database: Your name must appear in the SECC database as an eligible beneficiary.
- Eligible by State Government: State governments have the authority to include eligible citizens based on their criteria.
If you meet any of the above criteria, you may be eligible to get the Ayushman Bharat Card.
4. How to Check Ayushman Card Beneficiary List 2024
To check if your name is on the Ayushman Card Beneficiary List 2024, follow these steps:
Step 1: Visit the Official PMJAY Website
- Go to https://pmjay.gov.in and look for the “Am I Eligible” tab.
Step 2: Enter Your Mobile Number
- On the website, enter your mobile number linked to your Aadhaar for verification.
Step 3: Verify Your Mobile Number
- A One-Time Password (OTP) will be sent to your registered mobile number. Enter the OTP to proceed.
Step 4: Check Eligibility by SECC
- You will see a page where you can select the option to check eligibility based on the Socio-Economic and Caste Census (SECC) 2011 or search using your Ayushman Bharat ID, Ration Card, or Mobile Number.
Step 5: View the Ayushman Beneficiary List 2024
- If eligible, your name will appear on the Ayushman Card Beneficiary List. You can download or print the information for your records.
Alternatively, you can visit the nearest Common Service Center (CSC), empaneled hospital, or Ayushman Mitra to verify your eligibility in person.
5. How to Apply for Ayushman Bharat Card
If your name appears on the Ayushman Card Beneficiary List 2024, you can proceed with the application. Here’s how:
- Visit a Common Service Center (CSC): Approach a nearby CSC and submit your details.
- Provide Required Documentation: Documents include Aadhaar Card, Ration Card, and other identity proofs.
- Verification by CSC Agent: CSC agents will verify your eligibility details based on SECC data.
- Receive the Ayushman Bharat Card: Upon verification, you will be issued a card that can be used at any empaneled hospital across India.
You can also apply online by following the steps given in the Check Eligibility section of the official Ayushman Bharat website.
6. Key Documents Required for Enrollment
To enroll for the Ayushman Bharat Card, keep the following documents ready:
- Aadhaar Card: Primary identity proof.
- Ration Card: Proof of family identity.
- Mobile Number: A valid mobile number linked to Aadhaar.
- Residence Proof: This could include utility bills, voter ID, etc.
- Income Certificate (if required): Not mandatory but may be required in some cases.
Ensure that all documents are genuine to avoid any discrepancies during the verification process.
7. Frequently Asked Questions (FAQs)
Q1: Can I add new family members to the Ayushman Bharat Beneficiary List?
No, new family members cannot be added after the SECC 2011 list. The data is locked to maintain accuracy.
Q2: Is there any application fee for the Ayushman Bharat Card?
No, the application and processing for the Ayushman Bharat Card are completely free.
Q3: Can I use the Ayushman Bharat Card in any state?
Yes, the Ayushman Bharat Card is valid pan-India, meaning beneficiaries can avail of healthcare services at any empaneled hospital across the country.
Q4: What are the common diseases covered under the Ayushman Bharat Scheme?
The scheme covers most common and critical illnesses, including cancer, heart diseases, kidney failure, and diabetes.
Q5: What should I do if my name is not on the Ayushman Bharat Beneficiary List?
If you meet the eligibility criteria but your name is not on the list, you can contact the Ayushman Mitra or visit a CSC center for further assistance.
Conclusion
The Ayushman Bharat Card serves as a lifeline for millions of Indian families who struggle to afford quality healthcare. With the Ayushman Card Beneficiary List 2024, individuals can quickly verify their eligibility and enroll for healthcare benefits worth up to INR 5 lakh annually. Checking eligibility, applying for the card, and understanding its wide array of benefits can help families safeguard themselves against medical expenses.
If you think you qualify for the Ayushman Bharat Yojana, visit the official PMJAY website or a nearby Common Service Center to begin the application process. Empower yourself and your family with the peace of mind that comes with financial protection for health.
For more details, stay tuned to government updates, and don’t hesitate to reach out to your local Ayushman Mitra for assistance.